Why You Need Wedding Insurance

49050137 - couple with realtor signing mortgage contractWedding insurance is not something most brides-to-be think about. You most likely already have a lot on your plate. Let’s face it, even if you have the expert assistance of a wedding planner, you are still thinking about a lot before your big day.

Wedding Insurance Is Usually The Last Think Someone Thinks About... until disaster strikes.

Yes, it’s a real thing. And yes, people have been really glad they had it.

The last thing we want to do is toss you another to-do, but have you lined up wedding insurance?

If you haven’t heard about wedding insurance, it's okay.  This article will help you understand some of the accidents and pitfalls that have happened to make wedding insurance a wise investment.

Believe me, disaster happens more often than you think.

This is why Wedding Insurance is so important!

Some claims are more common than others; think of vendors who fail to live up to their promises. When we work with you, we make sure that is never a problem!  Others are less common, like the bride’s dress catching fire.

We’re talking about unforeseen circumstances; anything, in other words, that could cause cancellation of the wedding, rehearsal, or reception have the potential to be covered by wedding insurance.

We spoke with a regional manager for Travelers Companies,Inc., who told us “While not common, it’s becoming an increasing concern for couples. We have seen an increase in wedding claims.”

According to a recent study, the number one cause for wedding insurance claims was “Vendor Issues”. So what is a “vendor issue”? Some examples from Travelers include a photographer’s equipment failure and failure to show up altogether. Right behind that is the venue going out of business and being unable to host previously scheduled weddings.

Here's the complete breakdown from Travelers:

  • 30% vendor issues
  • 29% severe illness or injury
  • 16% weather
  • 10% unexpected military deployment
  • 7% other
  • 6% property damage
  • 2% attire failure

In the end, wedding insurance is a personal decision – but if you are worried at all, it might be worth the expense to give you some peace of mind.

We can help you navigate all the wedding details most people never think of- until it happens.  Book a consultation with us to see how our services will benefit you and save you from a wedding disaster.

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